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Lending/Deposits – Members – Chennai

It is a Nidhi company which accepts deposits from members and lend to members as mortgage loan, property loan, business loan, personal loan etc.

A Nidhi Company is a public limited company which is formed with the only purpose of depositing, accepting and lending money only to its members. A Nidhi Company is also a Non-Banking Financial Company (NBFC) which has been exempted from the provisions of the RBI. Nidhi Companies in India are created for cultivating the habit of thrift and savings amongst its members. Nidhi companies are allowed to borrow from its members and lend to its members. Therefore, the funds contributed for a Nidhi company are only from its members (shareholders).

It also does the activity of chits to members. Chit fund is a savings cum borrowings scheme, wherein a few people (known as members or subscribers) come together and invest a fixed amount every month for a fixed period.

It accepts deposits from members ranging from Rs 10000 to Rs 50000 for 3 years and it also run chits for members ranging from Rs 10000 to Rs 50000 monthly payment for 12 months

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